What If Credit Wasn’t a Privilege, but a Protocol?

Turning credit from a privilege into a protocol isn’t just idealism; it’s a reality. Gluwa is proof that blockchain can deliver on crypto’s promise: lower barriers not higher ones. By publishing credit histories on an open ledger, we empower lenders an…


This content originally appeared on HackerNoon and was authored by Tech Maven

Turning credit from a privilege into a protocol isn’t just idealism; it’s a reality. Gluwa is proof that blockchain can deliver on crypto’s promise: lower barriers not higher ones. By publishing credit histories on an open ledger, we empower lenders and borrowers globally not to gatekeep. It may take years for this to mature but the wiring is being laid now. And with each partnership from Nigeria’s CBDC to fintechs in Ghana, Sierra Leone and beyond, we’re rewriting the rules.


This content originally appeared on HackerNoon and was authored by Tech Maven


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Tech Maven | Sciencx (2025-10-07T12:16:27+00:00) What If Credit Wasn’t a Privilege, but a Protocol?. Retrieved from https://www.scien.cx/2025/10/07/what-if-credit-wasnt-a-privilege-but-a-protocol/

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