The Rise of Decentralized Credit – How Gluwa Challenges the Status Quo

Decentralized credit isn’t about overthrowing the existing financial system; it’s about building a bridge between the informal economy and formal finance. Gluwa’s Creditcoin and Credal network show that public blockchains can record real-world credit t…


This content originally appeared on HackerNoon and was authored by Ivy Hackwell

Decentralized credit isn’t about overthrowing the existing financial system; it’s about building a bridge between the informal economy and formal finance. Gluwa’s Creditcoin and Credal network show that public blockchains can record real-world credit transactions at scale, create portable reputations for the unbanked. When combined with national digital currencies like the eNaira, they offer a path to mainstream adoption.


This content originally appeared on HackerNoon and was authored by Ivy Hackwell


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Ivy Hackwell | Sciencx (2025-10-03T04:54:11+00:00) The Rise of Decentralized Credit – How Gluwa Challenges the Status Quo. Retrieved from https://www.scien.cx/2025/10/03/the-rise-of-decentralized-credit-how-gluwa-challenges-the-status-quo/

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" » The Rise of Decentralized Credit – How Gluwa Challenges the Status Quo." Ivy Hackwell | Sciencx - Friday October 3, 2025, https://www.scien.cx/2025/10/03/the-rise-of-decentralized-credit-how-gluwa-challenges-the-status-quo/
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" » The Rise of Decentralized Credit – How Gluwa Challenges the Status Quo." Ivy Hackwell | Sciencx [Online]. Available: https://www.scien.cx/2025/10/03/the-rise-of-decentralized-credit-how-gluwa-challenges-the-status-quo/. [Accessed: ]
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» The Rise of Decentralized Credit – How Gluwa Challenges the Status Quo | Ivy Hackwell | Sciencx | https://www.scien.cx/2025/10/03/the-rise-of-decentralized-credit-how-gluwa-challenges-the-status-quo/ |

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